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September
is Life Awarness Month |
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Short term – between
jobs? Waiting for permanent individual policy to get issued? Just graduated
from school? Early retirement? |
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This is the policy for you: Assurant
Health |
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Permanent insurance -Perfect for individuals
and families who do not have a group plan through work, for students no
longer covered under a
parent’s policy. |
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This is the policy for you: Blue Cross Blue Shield |
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Disability Income Insurance – Provides
monthly payments in the event that
you are disabled, and not able to work. There are different elimination
periods and benefit periods available. |
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Call us to discuss the options! |
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Long Term Care Insurance - Why Buy it? Helps avoid
burdening family.Helps protect your assets Helps you stay in control
of your
own care. |
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Auto Owners Insurance Company - Contact us for information.
Let us help you find the plan that best fits Your individual needs! |
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Group:
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Do you have a group of 1 or 100? We have a plan for you! |
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Blue Cross Blue Shield, American Community, Assurant Health, Golden Rule |
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Life Insurance:
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Why do people get life insurance? People look into life insurance for
many reasons. They may want financial security for their loved ones,
education funding for their children or grandchildren, to cover estate
taxes, student loans, mortgages, car loans, credit card debt. People
also look into life insurance to be sure that they leave a legacy with
a charity, church, etc… |
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Children’s life insurance? Is that really necessary? There are
many benefits to purchasing life insurance for your children or grandchildren.
The most often thought of is to cover final expenses in the event of a
tragic occurrence, and provide some financial security while you take time
off work. However, there is another, often over looked, reason to look
into life insurance for children… A whole (or universal) life policy
will ensure that your loved ones have insurance as they get older. Can
you guarantee that your child will remain in perfect health until they
are ready to purchase their own life insurance (20 or 30 years down the
road)? A whole life policy will be in force, provided the premiums are
paid, for your child’s entire life…Regardless of what happens
to their health history in the meantime. |
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| What does that mean? |
Term life insurance – normally used to provide protection for a
specific period of time (10, 15, 20 and 30 years are common). |
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Whole and Universal life insurance – provides coverage for the
remainder of an insureds life, provided premiums are paid. |
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Individual health insurance – health insurance purchased by an
individual or family for themselves. |
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Group health insurance – health insurance plans purchased by a
group of individuals (or families), usually through an employer. There
are “Groups of One” for those that are self employed. |
